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Loan Calculator with Extras app for iPhone and iPad


4.2 ( 7632 ratings )
Business Finance
Developer: Dmitry Tachkov
1.99 USD
Current version: 2.4.2, last update: 3 years ago
First release : 31 Jul 2012
App size: 40.47 Mb

True loan calculator is your reliable assistant in calculation of your loan payments. The application easily calculates your loan payments taking into account any changes in the interest rate and early repayments. This is one of those applications that should be always ready at hand.
If you repay a loan or want to raise a mortgage or a car loan, the application will help you to answer the following important questions:
How much do you overpay to your bank with the interest payments?
What is your monthly loan repayment amount?
How much can you save making an early repayment of your loan or its part?
When will you complete repaying your loan if you make early repayments?

The main application features:
CALCULATION OF ANY TYPE OF LOANS
The application can be used to make calculations for a car loan, a consumer loan and a student’s loan as well as a mortgage.
There is an option to choose among two types of payments for the mortgages: annuity or graduated payments.

CONVENIENT PAYMENT SCHEDULE
You can easily determine holidays in the schedule. You can clarify how much and when you must pay. The schedule can also show you how early repayments and changes in the interest rate of your loan influence the monthly payment amount.

EARLY REPAYMENTS AND CHANGES IN THE INTEREST RATE
The application lets you take into account all early repayments and changes in the interest rate of your loan. You will always be aware of the next payment and what it will be if you make a specific early repayment of the loan.

CALCULATION OF EARLY REPAYMENT BENEFITS
The application calculates how much you’ve saved after each early repayment.

KEEPING RECORDS FOR NUMEROUS LOANS
The application will allow you to store information related to all your loans, upload the one that you need to process and look through the saved loan.

USER-FRIENDLY INTERFACE AND ACCURATE CALCULATIONS
The application differs from its peers with a user-friendly, bright and intuitive user interface. The accuracy of its calculations was checked by specialists of the leading banks.

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Pros and cons of Loan Calculator with Extras app for iPhone and iPad

Loan Calculator with Extras app good for

Ive been thinking about getting a loan to buy a used car and needed to get an idea of how much my payments would be and my interest costs. Plus I was curious about how making a few advanced payments here and there would save me money on interest. This app did the trick for me. It was great and gave me a nice overview of my payments, interest costs, and allowed me to enter advanced payments! Great app!
This app is very easy to use and is a great tool tracking mortgage payments. Advanced payments is a good option for me. App shows me how much I can save via advanced payments. Good for house shopping!
I was looking for a loan calculator app to help decide if I should pay off my mortgage faster and found this app. It was incredibly helpful and really answered all of my questions. Its noce to know how much I will save, and the details about the savings. Its easy to use too, I just entered my loan amount, rate, term, payment type and first payment date. For adding extra payments and comissions - go to extra payments tab and press add button. Also the app is Universal, which is nice! Worth a download!

Some bad moments

Works good! But please update the graphics, it looks too blurry..